Appraisal services for FORT PIERCE and Saint Lucie County homeowners
Here are the top seven reasons Florida homeowners hire AAA Appraisal, Inc.:
We at AAA Appraisal, Inc. understand the unique needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at AAA Appraisal, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.
Challenge Saint Lucie County's assessment of your propertyIf you live in a local area that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from AAA Appraisal, Inc. is your #1 weapon.
Need to remove PMI?A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are qualified in helping people just like you dismiss unneeded and unwanted PMI insurance.
Was your HELOC recently frozen?If your property is in a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from AAA Appraisal, Inc. can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you would wish to have a veteran appraiser double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from AAA Appraisal, Inc. can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.